As streaming services and digital entertainment continue to grow, smart TVs have become a preferred choice for many households. Whether you’re upgrading an old LED TV or buying your first connected screen, the market now offers a wide range of models at competitive rates. From 32-inch Android TVs to large-screen 4K options, several brands have introduced models that are compatible with finance and EMI plans.
In this article, we look at smart TVs available in India — including options priced under ₹20,000, devices available through EMI, and how to take advantage of seasonal clearance deals and online offers.
Smart TVs with EMI and No-Cost Payment Plans
For buyers looking to spread out the cost of their TV purchase, many retailers and digital platforms now offer EMI plans. These are supported by both credit card issuers and select non-banking finance companies (NBFCs), and may include:
- No-cost EMI options where the interest is absorbed by the seller
- Flexible monthly payment durations, typically from 3 to 18 months
- Minimal documentation requirements in case of non-card-based EMI
Popular platforms like Flipkart, Amazon, and brand-specific stores often feature EMI calculators and instant loan options on select smart TVs.
Some brands also support zero-down payment offers during festive or clearance sale periods, making it easier to buy a TV without needing to pay the full amount upfront.
Smart TV Options Below ₹20,000
For those looking for smart TVs under ₹20,000, there are several reliable models with HD or HD Ready displays and built-in Wi-Fi. These often include 32-inch screens — a common size for bedrooms and smaller spaces.
Here are a few popular options listed across major online platforms:
- Mi 4A Horizon Edition (32-inch): Android-based smart TV with PatchWall, HD resolution, and Chromecast built-in.
- OnePlus Y Series (32-inch): Offers Google Assistant, 20W speakers, and Android TV 9.0 interface.
- Samsung T4340 (32-inch): Powered by Tizen OS, includes personal computer mode and content guide.
- TCL S5400 (32-inch): Android 11 OS, Dolby Audio, and bezel-less design.
While these models may not include 4K resolution, they do support popular apps like YouTube, Prime Video, and Netflix — ideal for streaming without additional setup.
Ongoing Online Offers and Clearance Sales
Many e-commerce platforms run clearance sales at the end of major shopping seasons, offering discounts on outgoing models or display units. These sales are a good opportunity to find smart LED TV deals, especially for:
- Models from previous years with updated software
- Display or demo units with full warranty
- Screens bundled with OTT subscriptions or speaker combos
Buyers can expect price reductions combined with cashback offers and EMI plans during these events. While exploring such deals, ensure that the TV comes with:
- Full manufacturer warranty
- Genuine product seal (not refurbished)
- Return or replacement policy in case of damage during shipping
Popular Brands and Models to Explore
The current market offers a wide selection of brands catering to different screen sizes and feature preferences. Some of the top-selling smart TV options include:
Mi and Redmi TVs
Known for value-driven features like PatchWall, Mi and Redmi TVs support Android TV OS, screen mirroring, and voice commands via remote. Their 32-inch and 43-inch models are popular for daily streaming needs.
Samsung Smart TVs
Samsung’s HD and Full HD smart TVs offer Tizen OS, access to apps, and SmartThings connectivity. Though slightly priced above ₹20,000, smaller models may fall within promotional offers during festive periods.
OnePlus and Realme Smart TVs
Both brands offer Android TV models in compact and mid-range sizes. The OnePlus Y-series and Realme Smart TV Neo are strong contenders in the ₹15,000–₹20,000 price segment.
TCL and Hisense
These brands focus on display technology and speaker enhancements. TCL’s smart TVs under 40 inches typically include Dolby Audio and slim designs. Hisense models offer powerful upscaling for HD content and good app support.
Important Features to Compare Before Purchase
When selecting a smart TV, especially one in the mid-range or clearance category, compare the following core specifications:
- Operating System: Android TV, Tizen (Samsung), and WebOS (LG) have different app ecosystems and responsiveness.
- Display Type: HD Ready, Full HD, or 4K resolution will affect video quality — check compatibility with your usage.
- Audio Output: Most models offer 20W–24W speakers, though Dolby Atmos support may be limited to select variants.
- Ports and Connectivity: At least 2 HDMI ports and 1 USB port are standard; also check Wi-Fi version and Bluetooth support.
- Warranty and Service: Ensure you receive at least 12 months of brand warranty and availability of service centers nearby.
Additionally, many brands are adding new features like voice search, smart home integration, and app curation platforms, even on entry-level models.
Tips to Maximize Value During Online Purchases
- Track Sale Days: Plan purchases around events like Republic Day sales, Independence Day promotions, or year-end clearance.
- Use Platform EMI Offers: Combine TV offers with payment benefits provided by your credit card provider or wallet.
- Compare Across Portals: Sometimes, the same model may be listed at varying prices depending on the seller and current demand.
- Read Verified Buyer Reviews: User reviews can help clarify build quality, remote performance, and app compatibility issues.
- Check Installation Terms: Some platforms offer free installation; confirm this before purchase.
Search Phrases That Help Find Better Listings
When exploring smart TV options online, many users search for:
- Buy smart TV on EMI
- Smart TV clearance sale
- Smart LED TV deals
- Smart TV offers online
- Best value smart TVs
Using combinations of screen size, operating system, and finance type while searching can return more relevant results. For example, “Android TV 32-inch no cost EMI” or “LED TV smart under ₹20,000 with warranty.”
Conclusion
With strong demand for connected entertainment and more platforms offering installment-based purchases, buying a smart TV has become more accessible. Whether you’re looking for a compact screen for personal use or a larger display for family viewing, there are many models compatible with EMI and clearance offers.
By comparing specs, understanding warranty terms, and using filters like “smart TV under ₹20,000” or “Android TV with EMI,” buyers can make informed choices that balance functionality with flexibility in payment. The key is to evaluate features based on your streaming habits and choose a device that supports smooth viewing and easy connectivity for the long run.